Insurance companies have developed strict requirements before they will provide cover over older houses particularly in relation to the quality of the electrical wiring. What is considered an older house? There is variation amongst the insurance companies as to what is an older house. There are no hard and fast […] Read More›
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The Ministry of Social Development (“MSD”) has recently obtained support through a decision of the High Court in respect to the assessment of gifts made by couples for Rest Home Subsidy Application purposes. Throughout the country couples were making gifts of $27,000.00 each as part of their gifting programme which […] Read More›
Whether you own a house or are about to purchase a house you need to be aware that insurance companies have moved away from “total replacement” house insurance policies to “total sum insured” policies. What does this difference mean? Under the total replacement policy it was relatively easy for house […] Read More›
As we all know New Zealand is rich in a wide range of minerals. There are however clear restrictions on what you can and cannot mine, and whether or not you require a permit from the Crown in order to mine and export your minerals. Without the protection of the […] Read More›